LIC has introduced a new savings plan designed especially for parents who wish to secure their child’s future. Called the LIC New Children Money Back Plan, this policy offers attractive returns, insurance protection, and regular payouts — all starting from just ₹150 per day. It’s a smart and flexible way to build long-term wealth while keeping your child’s dreams secure.
LIC New Children Money Back Plan–Key Highlights
The LIC New Special Scheme or LIC Shishu Money Back Plan is a child-focused insurance plan that helps parents save systematically. It’s open for children aged 0 to 12 years and provides both investment growth and life coverage. Unlike traditional post office or bank savings, this plan combines guaranteed money-back benefits with annual bonuses from LIC.
What makes it even better is that it gives periodic returns before maturity, making it ideal for funding education milestones or other family goals. It’s a blend of savings, protection, and steady financial growth-all in one simple policy.
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Why the LIC New Scheme is Ideal for Small Savings
If you’ve ever wondered how to start saving big with a small amount, this LIC plan is for you. By investing just ₹150 daily, you can secure a future fund worth lakhs. Moreover, the premium amount depends on your child’s age-the younger the child, the lower the premium.
Compared to post office savings schemes or bank fixed deposits, LIC’s plan offers higher long-term returns and the added advantage of life insurance coverage. It’s an easy and disciplined way to grow wealth over time while ensuring financial safety for your family.
LIC ₹150 Investment Plan: How You Get ₹19 Lakh Returns
Here’s the simple math behind the LIC ₹150 plan. If you invest ₹150 daily (that’s ₹4,500 per month or ₹54,000 annually) for 25 years, your total investment will be approximately ₹13.5 lakh. With LIC’s guaranteed returns and annual bonuses, the maturity amount can grow up to ₹19 lakh.
This lump sum can help pay for your child’s higher education, overseas studies, or even wedding expenses. The plan rewards consistency-small daily savings can result in a secure, long-term financial cushion.
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LIC New Children Money Back Plan-Policy Summary
| Feature | Details |
|---|---|
| Policy Name | LIC New Children Money Back Plan |
| Eligibility | Children aged 0–12 years |
| Minimum Investment | ₹150 per day (approx.) |
| Policy Type | Non-linked, participating money-back plan |
| Total Duration | Up to 25 years |
| Expected Returns | Up to ₹19 lakh with bonus |
| Life Cover | Available throughout policy term |
Final Thoughts-A Smart Step for Every Parent
The LIC New Special Scheme is one of the most practical and secure ways to invest for your child’s future. With just ₹150 a day, you can build a fund of around ₹19 lakh-along with peace of mind through life insurance coverage. For parents looking to combine savings, protection, and steady growth, this LIC policy checks all the right boxes.
FAQs on LIC New Special Scheme
Q1: What is the minimum investment for LIC’s New Special Scheme?
You can start investing with as little as ₹150 per day under this plan.
Q2: Who can take the LIC New Children Money Back Plan?
Parents can take this policy for children aged between 0 to 12 years.
Q3: How much return will I get after 25 years?
By investing ₹150 daily, you can receive up to ₹19 lakh at maturity including bonuses.
